Nick Fairbanks, Sr. Mortgage Consultant

Benefits of Working with Nick Fairbanks and PHH Home Loans

Everyone has different financial goals. I will take the time to fully understand yours so I can recommend the most appropriate mortgage solutions.

At PHH Home Loans, we offer a full range of loan products and programs to fit your individual home financing needs. My first objective is to help you make the best choice, but that is just one way I serve my clients.

As your loan officer, I work with you throughout the mortgage process as a consultant and direct link to a dedicated team of loan assistants, processors, underwriters and closing specialists. I will also coordinate with real estate agents and many other professionals to ensure that your transaction closes as quickly and smoothly as possible.

Contact me today to get started!

Recognized as one of Minnesota's top producing loan officers, Nick is the preferred choice for professional realtors, CPA firms, home builders and financial planners. He has over 24 years experience as a mortgage origination specialist. Nick currently a member of PHH Home Loans, LLC - Midwest Presidents' Elite Club as well as a repeat PHH Home Loans, LLC – Midwest Market Share Award Winner.

Nick is your full service mortgage consultant, specializing in the diverse needs of Homebuyers. He offers a variety of financing solutions, including: FHA, VA, USDA, Conventional, Jumbo and local housing loan products.  Fixed Rate, Adjustable Rate Mortgage (ARM) and Interest Only products. 10, 15, 20 and 30 year terms available. Prospective Homebuyers have an array of financing options for owner occupied and investment properties.

Whether you are a first time buyer, a home owner looking to refinance, or a move-up buyer, Nick and is his team is the best choice to assist you with your financing needs.

Nick has a can do attitude and a strong commitment to customer service. Nick and his team are proven professionals with extensive knowledge of the mortgage industry.

Nick is a life-long Minnesota resident.   He loves spending time with his family and is an outdoor enthusiast that enjoys fishing, golfing, and boating at the lake with his family.





Nick Fairbanks
Sr. Mortgage Consultant
NMLS# 30890

Contact Information:
Phone: 651-486-5640
Fax: 651-486-5691
Email Me

100 Village Center Drive
North Oaks, MN 55127

This is not a commitment to lend. Loan programs, rates and terms subject to change without notice and are subject to property and credit approval. For informational purposes only. Restrictions may apply. Your real estate professional is not a mortgage lender. Please contact your Loan Officer for information about mortgage products and your eligibility for home financing. PHH Home Loans, LLC, 1 Mortgage Way, 3rd Floor, Mt. Laurel, NJ 08054. NMLS ID # 4256 ( Arizona Residential Mortgage Licensee #BK 0907270; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Illinois Residential Mortgage Licensee #MB.6759865; 100 W. Randolph, 9th floor, Chicago, IL 60601, 800-532-8785; Minnesota - This is not an offer to enter an interest rate lock-in agreement; Missouri in state office located at 2458 Old Dorset Road, Maryland Heights, MO; Ohio Certificate of Registration MB.804019. Equal Housing Lender.
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