Required Documents
- Copy of most recent two (2) years W-2 statements
- Copy of pay stubs covering the last (30) thirty days
- Copy of most recent monthly bank statements
- Copy of most recent statements on 401K, IRA, or Mutual Fund Accounts
- Copy of most recent brokerage statement for any stocks, bonds or certificates of deposits (or copies of actual certificate)
- Copy of the purchase agreement
- If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
- If divorced…a fully executed divorce decree
- For a refinance...a copy of the mortgage deed, and most recent property tax statement
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For self employed borrowers, employed in sales, paid by commission, or owns rental real estate: two (2) years signed personal tax returns - including all schedules. If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation. |
